Documentation

Lending Finance is a lending protocol on Solana. You deposit memecoins, tokenized stocks, ETFs, or any supported on-chain asset as collateral, and borrow SOL against them without selling your positions. You keep full upside exposure while accessing liquidity.

1. Connect your Solana wallet (Phantom, Backpack, or Solflare).
2. Select collateral and enter the amount you want to deposit.
3. Review your quote with real-time USD value, LTV applied, and SOL you'll receive.
4. Send collateral by approving the transaction. Your tokens are sent to the treasury.
5. Receive SOL as our team reviews your request and sends SOL to your wallet within 5 minutes.

We accept memecoins, tokenized stocks, ETFs, commodities, and DeFi governance tokens:

LTV determines how much SOL you can borrow relative to your collateral's value. For example, if you deposit $100 worth of BONK at 65% LTV, you can borrow up to $65 worth of SOL.

• Tokenized Stocks & ETFs: 70–80% LTV (lower volatility)
• Blue-chip memecoins: 60–65% LTV
• Mid-tier memecoins: 55–60% LTV
• Smaller memecoins: 50–55% LTV
• Commodities: 70–75% LTV

1. Send the exact SOL amount back to the treasury wallet.
2. Important: Use the same wallet you borrowed with. Payments from other wallets are rejected.
3. Submit the transaction signature. The system verifies it on-chain automatically.
4. Once confirmed, your collateral is returned to your wallet.

No prepayment penalty. No minimum hold period. Repay whenever you want.

If a borrow request is rejected, your collateral is refunded in full. You'll see a “Refunded” status with a link to the refund transaction on Solscan.

• All collateral transfers are verified on-chain via Helius RPC before any request is logged.
• Repayment transactions are verified for sender, amount, and timing.
• Transaction signatures cannot be reused across multiple requests.
• Prices sourced from DexScreener with highest-liquidity pair selection.
• Token-2022 and transfer hooks are fully supported.

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