Live on Solana

Your assets,
liquid capital
on demand.

Collateralize your meme coins, tokenized ETFs, stocks, or any on-chain asset and receive SOL directly to your wallet without selling what you hold.

Borrow SOL NowHow It Works
Borrow Against Your Assets
Collateral Asset
BONK
BONK
Balance: 12,840,000 BONK
Collateral Amount
BONK
You Receive
14.82SOL
Loan-to-Value Ratio65%
Annual Interest Rate4.2% APR
Liquidation Threshold80% LTV
Loan DurationUp to 12 months
Your collateral is held in a non-custodial smart contract. No credit check required.
$1.2M
Total Value Locked
340+
Active Loans
30+
Accepted Collateral Types
<30s
Average Settlement Time
Accepted Collateral

Lend anything.
Borrow SOL.

We accept a wider range of on-chain assets than any other Solana lending protocol. If it has value and is on-chain, we can likely accept it.

MC
Meme Coins
The most volatile assets, collateralized intelligently. Our dynamic LTV system adjusts to liquidity depth in real time.
BONKWIFPOPCATMEWBOME
ETF
Tokenized ETFs
On-chain representations of real-world ETFs. Access liquidity without triggering taxable events from your holdings.
xSPYxQQQxGLDxDIA
STK
Tokenized Stocks
Borrow against your tokenized equity positions. Maintain market exposure while accessing on-chain liquidity.
xTSLAxAAPLxNVDAxCOIN
DeFi
DeFi Positions & LP Tokens
We go beyond simple tokens. LP positions, staked assets, and yield-bearing instruments are all valid collateral on Lending Finance. Our oracle network accurately values complex positions.
Raydium LPstSOLmSOLjitoSOLOrca LP
NFT CollectionsGame AssetsRWA TokensGovernance TokensStablecoinsWrapped Assets+ many more
Process

Four steps to SOL

From wallet connect to funds received, the entire process is designed to take under two minutes.

1
Connect Your Wallet
Link any Solana-compatible wallet. We support Phantom, Backpack, Solflare, and all major wallets.
2
Select Collateral
Choose from your on-chain assets. Our system instantly calculates available loan value and terms.
3
Review & Confirm
Review your LTV ratio, interest rate, and repayment schedule. Approve the collateral transfer in one click.
4
Receive SOL
SOL is sent to your wallet within seconds of confirmation. Your collateral is held securely in our smart contract.
Current Terms

Transparent rates, no surprises.

Our rates are determined by on-chain market conditions and updated in real time. What you see is what you borrow at.

AssetMax LTVAPR
BONK
65%
4.2%
WIF
60%
5.1%
xSPY
80%
2.8%
xAAPL
78%
3.1%
stSOL
82%
2.4%
POPCAT
55%
6.8%

Interest accrues daily and is only charged on the outstanding loan balance. Repay at any time, no prepayment penalty, no minimum hold period.

LTV limits are set conservatively to protect both borrowers and the protocol. Liquidation only triggers at 80% LTV, giving you room to manage positions during market volatility.

Rates shown are variable and reflect current protocol conditions. You can lock in a fixed rate for an additional 0.5% APR premium.

View Full Rate Schedule
Security

Built to be trusted.

Audited Smart Contracts
All protocol contracts have been independently audited by Halborn Security and Ottersec. Full reports are publicly available.
Real-Time Oracle Pricing
Asset prices are sourced from Pyth Network with multiple redundant feeds, preventing oracle manipulation and flash loan attacks.
Non-Custodial by Design
Your collateral is locked in an immutable smart contract on Solana. We never hold your assets. The contract logic is the only custodian.
Ready to put your assets to work?
Connect your wallet and receive a loan offer in under 60 seconds. No paperwork. No credit score. No wait.
Get Started NowRead the Docs